I want to ask [PROVIDER TYPE, e.g. internet, phone] to lower my bill. Current plan and price: [PLAN AND PRICE]. How long I've been a customer: [YEARS]. Competitor offers I've seen: [OFFERS OR NONE].
Write a short phone script and a chat-message version, with three things to ask for in priority order and a calm response to 'there's nothing we can do'. Remind me never to share full account numbers or passwords outside the provider's official channels. Education only, not financial advice.